Financing Made Local

Preferred Lenders for Legacy Oaks

Rural land isn’t financed like a house in town. These Central Texas lenders know Lampasas and Burnet County ground, and they write loans for raw land, ranches, recreational tracts, and country homes.

Buying land usually means working with a lender who specializes in rural and agricultural property rather than a standard mortgage company. The lenders below finance land in our area. Legacy Oaks isn’t paid by any of them and doesn’t steer you toward one option. This is a starting point so you can compare terms and choose what fits your plans.

Buying land is step one, not the finish line. Many of these lenders can roll development, home construction, well, septic, and other improvement costs into a single land-and-build loan, so you can go from raw tract to a fully livable home without lining up separate financing. Ask each lender what they can bundle.
AgTrust Farm Credit
Georgetown Office

Part of the Farm Credit System, built specifically for land buyers. Financing for farms, ranches, recreational tracts, rural real estate, and country homes across Central Texas.

Georgetown, TX
(512) 591-2151

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Capital Farm Credit
Burnet Office

A local Farm Credit cooperative offering rural land, improvement, and recreational land loans, plus a customer-owned patronage program that returns earnings to borrowers.

Burnet, TX
(512) 715-9239

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Huntington Bank
Lampasas Branch

Full-service community banking and conventional financing for buyers who prefer to work with a local branch they can walk into. Checking, lending, and everyday banking under one roof.

Lampasas, TX
(512) 556-3662

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Veterans
Texas Veterans Land Board
For Texas Veterans & Military

The VLB Veterans Land Loan Program lets eligible Texas veterans and active military buy land with as little as 5% down at competitive rates. It’s the only program of its kind in the nation.

Austin, TX
(800) 252-8387

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Talk To Legacy Oaks

Questions about a tract or ready to walk the land?

Lenders are listed for convenience only. Legacy Oaks is not a lender, does not receive compensation from any lender listed here, and makes no guarantee of loan approval, rates, or terms. Confirm all details directly with the lender.

Legacy Oaks

See the Land
for Yourself

Walk the available tracts, compare the terrain and oak cover, and find the setting that fits what you want to build.

10–20Acres
WellWater
Ag ExemptNo HOA
From$229,000